EPINS® is a PIN-based debit payment service that offers consumers a quick, secure and convenient way to pay their bills and everyday purchases at more than 16,000 EPINS® merchant acceptance points islandwide.

Simply present your ATM or Debit Card* and enter your PIN to make quick, secure payments instantly. It's as easy as that.


How to use EPINS®?

For Consumers

Present your ATM or Debit Card* at the cashier   Ask to pay with EPINS®   Choose 'Current' or 'Savings' if you have more than one account with your bank   Key in your ATM PIN and Press Enter

*ATM or Debit Card refers to Singapore-issued Citibank ATM Card or Citibank Debit Card.
Singapore-issued Maybank ATM Card, Platinum Debit Card and Credit Card linked to a Savings or Current Account.